HRD Ministry has announced that the re-examination date of Class 12th Economics Paper is 25 April 2018 after paper gets leak. Education Minister provides this CBSE Latest News on Paper Leak. The central board will make a call on the re-test of class 10th Maths exam in the next 15 days after availability of more […]
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West Bengal govt. has launched Rupashree Scheme for girls above 18 years of age. All the girls will now get a one time financial assistance of Rs. 25,000 at the time of their marriage. This scheme will help around 6 lakh girls belonging to economically weaker families with total outlay of Rs. 1500 crore. WB […]
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Pradhan Mantri Awas Yojana (PMAY) is a flagship scheme of Modi govt. to realize vision of ‘Housing for All’ by 2022. The list of beneficiaries of the scheme is available on the official website of PM Awas Yojana Urban at pmaymis.gov.in and can be viewed by anyone. Central govt. has released the Pradhan Mantri Awas […]
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MP Fisheries Federation Working Committee in its meeting has approved the launch of Nishadraj Scholarship Scheme. This scheme is for the children of fishermen who wants to pursue education. Under this scheme, Madhya Pradesh govt. will provide scholarship of up to Rs. 20,000 to all girls / boys of fishermen community for higher studies. The […]
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Pradhan Mantri Rojgar Protsahan Yojana – माननीय प्रधानमंत्री नरेन्द्र मोदी की अध्यक्षता वाली आर्थिक मामलों की कैबिनेट कमेटी ने प्रधानमंत्री रोजगार प्रोत्साहन योजना (PMRPY) के विस्तार को मंजूरी दे दी है। अब,भारत सरकार केंद्र सरकार के नए कर्मचारी के पंजीकरण की तारीख से पहले तीन वर्षों के लिए नियोक्ता के पूर्ण स्वीकार्य अंशदान में योगदान देगी। यह तीन वर्षों की शेष अवधि के लिए मौजूदा लाभार्थियों सहित सभी क्षेत्रों के लिए किया जाएगा।
इस फैसले के माध्यम से, अनौपचारिक क्षेत्र के कर्मचारियों को सामाजिक सुरक्षा कवच मिलेगा और वहां अधिक रोजगार के अवसर होंगे।
अब तक, इस योजना के काफी उत्साहवर्धक परिणाम आए हैं और 31 लाख से अधिक लाभार्थियों को औपचारिक रोजगार में लाभ हुआ है,जिसमें कि 500 करोड़ रुपये से अधिक का खर्च शामिल है।
प्रधानमंत्री रोजगार प्रोत्साहन योजना को अगस्त 2016 में शुरू किया गया था। इस योजना को शुरू करने का मुख्य उद्देश्य नियोक्ताओं को प्रोत्साहित करना और नए रोजगार के अवसर प्रदान करना है, जिसमें की केंद्र सरकार कर्मचारी पेंशन योजना (EPS) के लिए नियोक्ता के 8.33% योगदान का भुगतान कर रही है। नए कर्मचारियों (जो 1 अप्रैल 2016 को या बाद में शामिल हो गए हैं) के संबंध में एक नया यूनिवर्सल अकाउंट नंबर (UAN) दिया जा रहा है, जिसमें मासिक वेतन 5000 रुपए से 15,000 / – रूपये तक है।
प्रधानमंत्री रोजगार प्रोत्साहन योजना का दूसरा नाम ‘दोहरी लाभ योजना’ है इस योजना के तहत, नियोक्ता को स्थापना में श्रमिकों के रोजगार के आधार में वृद्धि करने के लिए प्रोत्साहित किया जाता है।
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Madhya Pradesh Mukhyamantri Kalyani Sahayata Yojana – मध्यप्रदेश सरकार ने राज्य की विधवाओं के लिए मुख्यमंत्री कल्याणी सहायता योजना शुरू की है। इस योजना के अंतर्गत, राज्य सरकार 18 से 79 वर्ष के आयु वर्ग के बीच की सभी विधवाओं के लिए प्रति माह 300 रुपये की मासिक पेंशन प्रदान करेगी। इसके अलावा,राज्य सरकार वृद्ध विधवाओं को पहले से 500 रूपये मासिक पेंशन के रूप में प्रदान कर रही है। इसके अलावा, सरकार उन सभी विधवाओं को भी 2 लाख रुपये की प्रोत्साहन राशी भी देगी, जो किसी से दुबारा शादी करती हैं।
यह “महिलाओं के सशक्तिकरण” पर राज्य सरकार का एक बड़ा कदम है, खासकर सरकार विधावा पुनर्विवाह पर जोर दे रही है और 2 लाख रुपये की वित्तीय सहायता प्रदान कर रही है। यह योजना महिलाओं को स्व-निर्भर बनाती है सरकार भी दहेज और बाल विवाह जैसी सामाजिक बुराइयों को दूर करने के लिए लोगों को प्रोत्साहित कर रही है।
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CCEA meeting chaired by PM Modi has approved the launch of Integrated Scheme for School Education. All the existing education schemes of central government like Sarva Shiksha Abhiyan (SSA), Rashtriya Madhyamik Shiksha Abhiyan (RMSA) and Teacher Education (TE) will get merged into single scheme. This scheme will continue from 1 April 2018 to 31 March […]
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Cabinet Committee on Economic Affairs (CCEA) approves to increase the scope of Pradhan Mantri Rojgar Protsahan Yojana (PMRPY). Central government will now contribute the Employer’s full admissible contribution for first 3 years from registration date of new employee. All the informal sector workers will get social security and result in job creation. Candidates can see […]
The post Pradhan Mantri Rojgar Protsahan Yojana Form – PMRPY Guidelines & User Manual appeared first on Sarkari Yojana.
Cabinet Committee on Economic Affairs (CCEA) has approved to continue Credit Guarantee Fund for Education Loans (CGFEL) and Central Sector Interest Subsidy (CSIS) Scheme. Central government will continue Education Loan Guarantee Scheme and education loan interest subsidy scheme from 2017-18 to 2019-20 with a total outlay of Rs. 6,600 crore. Accordingly, govt. will provide education […]
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Central government is going to implement Integrated Management for Public Distribution System (IM-PDS) from FY 2018-19 and 2019-20. This central sector scheme will enable people to take ration at subsidized rates from any place across the country. There will be no restriction on village, district or state to take ration under Food Protection Law. All […]
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Madhya Pradesh govt. has approved the launch of Mukhyamantri Kalyani Sahayati Yojana for widows. Under this scheme, govt. will provide monthly pension of Rs. 300 to all the widows between the age group of 18 to 79 years. All older widows will get Rs. 500 as monthly pension. In addition, govt. will also provide Rs. […]
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Ministry of Housing and Urban Affairs has approved the construction of 3.21 lakh more affordable houses under Pradhan Mantri Awas Yojana (Urban). Central government is going to provide new homes to urban poor such that everyone has a roof of their own under PMAY Urban Scheme. CSMC in its 32nd Meeting decides that govt. would […]
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Karnataka govt. has now released the CM 1 Lakh Houses Selection Letter under the Bengaluru Housing Scheme. Subsequently, all the candidates who have earlier applied for Karnataka CM 1 Lakh Bengaluru Housing Scheme can download selection letters. Accordingly, CM one lakh houses selection letters are now available at ashraya.kar.nic.in This One Lakh Housing Scheme is […]
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Central government has launched Atal Pension Yojana (previously Swavalamban Yojana) as a government backed pension scheme for unorganized sector. Under this scheme, all the subscribers will get minimum monthly pension of Rs. 1,000 to Rs. 5,000 per month after retirement. People can see APY Subscribers Contribution Chart, Statement and use APY Calculator to review their […]
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PM Jan Dhan Yojana is a national mission of the central government for financial inclusion of poor people. Under this scheme, all the people from economically weaker sections can open zero balance Jan Dhan Yojana Account in banks (savings & deposits account). This account will provide them various yojana benefits directly into their account like […]
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Patanjali is inviting application forms to become area wise distributor of Divya Jal – Patanjali FMCG Franchise. This new packaged drinking water will replace the existing giants like Bisleri in the fast moving consumer goods (fmcg) market. The mineral water price of divya jal price is expected to remain lower than the water bottle price […]
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Post Office Time Deposit Account is similar to the Fixed Deposit Account in banks where any person can save their money for a definite time period. In PO TD Account, Indian Post Offices provides guaranteed returns. Post Office TD Interest Rate 2018 lies between 6.6% to 7.4% based on the number of years of term […]
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Amma Maternity Nutrition Kit Scheme – तमिलनाडु सरकार राज्य की गर्भवती महिलाओं के लिए एक नई योजना शुरू करने जा रही है। यह योजना अम्मा मातृत्व पोषण किट योजना (AMNK) के नाम से शुरू की गई है। इस योजना को शुरू करने के पीछे राज्य सरकार का मुख्य उद्देश्य राज्य की गर्भवती महिलाओं को पोषण संबंधी पूरक प्रदान करना है।
इसके अलावा,राज्य सरकार गर्भवती महिलाओं को वित्तीय सहायता भी प्रदान करेगी। उपमुख्यमंत्री ओ पनीरसेल्वम ने 2018-19 के वित्त वर्ष 2018 के लिए तमिलनाडु का बजट पेश करते हुए इस योजना की घोषणा की इसके अलावा राज्य सरकार गर्भवती महिलाओं को डॉ मुथुलक्ष्मी रेड्डी मातृत्व लाभ योजना के तहत पोषण किट भी प्रदान करेगी।
अम्मा मातृत्व पोषण किट योजना के अंतर्गत,राज्य सरकार 14,000 रुपये की वित्तीय सहायता और राज्य की गर्भवती महिलाओं को एक पोषण किट प्रदान करती है।
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Ujjwala Yojana List 2018 – उज्ज्वला योजना सूची 2018, PMUY लाभार्थियों की सूची 2018, PMUY सूची 2018, प्रधानमंत्री उज्ज्वला योजना, लाभार्थी सूची, प्रधानमंत्री उज्ज्वला योजना सूची,प्रधानमंत्री उज्ज्वला योजना ग्रामीण सूची, प्रधानमंत्री उज्ज्वला योजना शहरी सूची,
जलाने वाले हानिकारक ईंधन और कच्ची लकड़ियों का उपयोग करने के बजाय पकाने के लिए एलपीजी गैस कनेक्शन कौन नहीं चाहता है? कौन नहीं चाहता कि उनके पास भी गैस कनेक्शन हो? लोगों की इस इच्छा को पूरा करने के लिए भारत सरकार ने एक महत्वाकांक्षी प्रधानमंत्री उज्ज्वला योजना शुरू की थी। इस योजना के तहत, केंद्र सरकार गरीब लोगों को मुफ्त में एलपीजी गैस कनेक्शन प्रदान करती है।
इस योजना के अंतर्गत,बहुत लोगों ने आवेदन किया है जिनमें से काफी लोगों के आवेदन को स्वीकृति दी गई है और बहुत से आवेदन अस्वीकार कर दिए गए। जिन आवेदकों को आवेदन दिया गया है उन्हें मुफ्त एलपीजी कनेक्शन प्रदान किया जा रहा है। अब तक, केंद्र सरकार ने लगभग 3.6 करोड़ गैस कनेक्शन वितरित किए हैं।
प्रधानमंत्री उज्ज्वला योजना के तहत बहुत से लोग अभी भी नहीं जानते हैं कि उनके आवेदन को मंजूरी दी गई है या नहीं। हम आपको बताएँगे कि सरकार ने जो प्रधानमंत्री उज्ज्वला योजना के लाभार्थी सूची तैयार की है और अपनी आधिकारिक वेबसाइट पर प्रकाशित की है।
अब, आप जान सकते हैं कि आप सूची की जांच कैसे कर सकते हैं और किस वेबसाइट पर सूची उपलब्ध है। चिंता न करें,हम आपको प्रधानमंत्री उज्ज्वला योजना सूची की जांच कैसे करें इसका पूरा विवरण प्रदान करेंगे।
अंडमान एवं निकोबार द्वीप समूह,आंध्र प्रदेश,अरुणाचल प्रदेश,असम,बिहार,चंडीगढ़,छत्तीसगढ़, दादरा और नगर हवेली,दमन और दीव, दिल्ली,गोवा,गुजरात,हरियाणा,हिमाचल प्रदेश,जम्मू और कश्मीर,झारखंड,कर्नाटक,केरल,लक्षद्वीप ,मध्य प्रदेश,महाराष्ट्र,मणिपुर,मेघालय,मिजोरम,नागालैंड, ओडिशा,पांडिचेरी,पंजाब,राजस्थान,सिक्किम,तमिलनाडु,त्रिपुरा,उत्तर प्रदेश,उत्तराखंड और पश्चिम बंगाल की सूचि जारी की गयी है।
The post उज्ज्वला योजना सूची 2018 – नई सूची में अपना नाम जांचें appeared first on Government Schemes india.
PM Narendra Modi has launched Digitize India Platform to participate as Digital Contributor. DIP is a major initiative towards Digital India and to transform India into a knowledge driven economy. This initiative will help Indians to become digitally empowered and to ensure that every information is digitally available. Candidates can make online registration at the official website – digitizeindia.gov.in
This portal is to minimize the load of document management (multiple records, formats, languages). Govt. agencies faces a number of challenges like Searching of specific documents, Finding specific data in the document, Extraction of data from the images of document for processing and after the scanning of document, govt. workers can extract embedded data in different documents.
DIP will also provide opportunities to the government agencies to become digital enterprises. Moreover, people will get an opportunity to earn reward points and money for simple data entry jobs. This platform will enable volunteers to earn money online.
Below is the complete description of digitize india registration online process:-
Digitize India Platform Registration Form
Any person who wishes to become a volunteer can apply but they must satisfy the following conditions:-
Basic Computer Knowledge, Aadhaar Number, Bank Account linked with Mobile Number, Access to internet and also having access to any smart devices.
DIP platform is very simple and easy to use platform which works in the following manner:-
This will make the entire data available in the digital format. Thus Digitize India platform will empower the government agencies as well as volunteers.
DIp provides the following benefits to government agencies or volunteers:-
Thus this platform will realize the dream of PM Modi for Digital India.
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National Savings Scheme NSS is a Post Office Savings Scheme which also saves income tax. Subsequently, all the investment upto Rs. 1.5 lakh are applicable for tax deduction under section 80C of IT Act. National Saving Certificate Interest Rate 2018 is fixed at 7.6% (from 1 jan 2018) compounded p.a and to check it using National Saving Certificate Calculator. Moreover, people can firstly check nsc interest rate chart and fill nsc online application form to apply for this central government scheme.
NSC Interest Rate Chart shows that the nsc interest rate is at par with other schemes like Public Provident Fund (PPF), Kisan Vikas Patra (KVP) – check nsc vs ppf etc. and nsc account maturity period is only 5 years. National savings scheme rate of interest is low and is taxable only at the time of maturity.
People can use national saving certificate as collaterals and can take loans from banks. NRI, HUF and Trusts are not eligible to invest and purchase National Saving Certificate (NSC).
There are 3 types of National Saving Certificate which are as follows:-
People can redeem National Saving Certificates (NSC) only after the nsc maturity period on submission of certificate at post office. Moreover on receipt of maturity amount, account holder has to sign on the back of nss certificate and surrender the certificate to Post Master.
NSC Interest Rate is 7.6% compounded annually. National Savings Certificate interest amount is taxable. NSC Account Holder does not receive interest earned but it gets re-invested and compounded annually. Moreover as per the National Saving Certificate Calculator, the amount of Rs. 100 will become Rs. 144.23. As NSC is a specific instrument under section 80C of IT Act, so taxpayer can claim this interest amount for tax deduction.
For this reason, taxpayers will first have to show this interest amount as income and then apply for tax deduction. However, subscribers can claim maximum tax deduction upto Rs. 1.5 lakh.
Moreover, subscribers can calculate their interest amount in National Savings Scheme NSS using the link given below:-
NSC Interest Calculator
Subscribers should invest in National Savings Certificate Scheme due to the following reasons:-
Along with the rebate of income tax, interest earned is also added to the original investment and is also eligible for tax break. For eg. if anyone purchases NSC Certificate worth Rs. 1000, then individual will get tax break on initial investment in 1st year. Moreover, people will also get tax rebate on additional NSC purchases and on interest earned.
Any Individual who is looking for safe investment option, guaranteed interest and capital protection can invest in NSC. This investment option is easily available accessible than other tax saving methods. However, NSC is unable to beat inflation beating results as other investments like Tax Saving Mutual Funds and National Pension System.
Any person who wants to open National Saving Certificate Account can do it through minimum investment of only Rs. 100. Moreover, there is no maximum limit and can purchase any number of denominations of Rs. 100, Rs. 500, Rs. 1000, Rs. 5000 and Rs. 10,000. Afterwards, candidates will receive interest amount which can be checked using National Saving Certificate Calculator.
Buyer must submit Form A to purchase NSC account. For this, buyers can submit payment through Cash, Cheque, Pay Order, Demand Draft drawn in favor of Postmaster. Moreover, candidates can make payment from withdrawal funds of Post Office Savings Bank Account.
Accordingly, Postmaster will issue a new NSC Certificate on the spot or provide a provisional slip for purchase of certificate. These national savings scheme nss certificate can also get transferred from 1 post office to another.
Here we are comparing NSC with other tax saving instruments like Equity Linked Savings Schemes (ELSS), National Pension System (NPS), Public Provident Fund (PPF) and Tax-saving Fixed Deposits (FD). This comparison is on the basis of National Saving Certificate Interest Rate, Lock In Period and Risk profile:-
NSC Comparison with other Schemes
| Investment | Rate of Interest | Lock in Period | Risk |
|---|---|---|---|
| National Saving Certificate (NSC) | 7.6% compounded p.a (Guaranteed) | 5 years | Risk Free |
| ELSS Funds | 12% to 15% (expected) | 3 years | Market Related Risks |
| Public Provident Fund (PPF) | 7.6% compounded p.a (Guaranteed) | 15 years | Risk Free |
| National Pension System (NPS) | 8% to 10% | Till Retirement | Market Related Risks |
| Kisan Vikas Patra (KVP) | 7.3% compounded p.a | 9 Years 10 Months | Risk Free |
| Fixed Deposit | 7% to 9% (Guaranteed) | 5 years | Risk Free |
NSC has 2 types of issues – NSC VIII Issue and NSC IX Issue. Central govt. has discontinued NSC IX Issue in December 2015. Accordingly, only NSC VIII is open for subscription and comes with a lock in period of 5 years. There is no TDS on the interest earned so subscriber has to pay applicable tax on the total maturity value.
Loan on NSC Issue – People can also take loans from the banks against their investment in National Savings Scheme NSS. For this reason, subscriber has to transfer their certificate in the name of bank from which he / she is seeking loan. However, people cannot cannot make nsc withdrawal prematurely.
People can make nomination and select their nominee at the time of purchase through filling Form 1 or before NSC maturity in Form 2. This nominee can claim the maturity amount if the original account holder dies. This nominee can encash NSC at any time before or after NSC Maturity and can perform following operations:-
For this, nominee must intimate the Postmaster about the death of original account holder by submitting Death Certificate.
Premature withdrawal is not applicable in case of NSC. However, NSC can be encashed prematurely under following conditions:-
If National Savings Scheme NSS account is encashed within 1 year, then no interest is provided. In case the withdrawal is after 1 year then candidates will get interest but with discount.
The important features and highlights of National Saving Certificate are as follows:-
| Scheme | Interest Rate | Minimum and Maximum Balance | Important Features |
|---|---|---|---|
| National Savings Certificate – NSC VIII Issue |
|
Minimum Rs. 100 and No Maximum limit |
|
— Furthermore for any query, candidates can visit the official website indiapost.gov.in
PM Narendra Modi has launched a new Jaivik Kheti Portal to promote organic farming / jaivik kheti across the country. Subsequently, This portal will promote Rasayan Mukt Bharat Abhiyan and prohibits the use of chemical fertilizers for farming purpose. Accordingly, this portal will provide information on important central government schemes – Rashtriya Krishi Vikas Yojana (RKVY), Paramparagat Krishi Vikas Yojana, Micro-irrigation and MIDH. Subsequently, farmers and traders can make online registration at jaivikkheti.in
Organic Farming aims to cultivate the land in order to keep soil in good condition through crop, animal, and farm waste. Accordingly, this type of farming includes use of biological materials having microbes to provide nutrients to soil.
This portal is a great combination of innovation and traditional methods of farming. Here farmers can sell their agricultural produce at appropriate prices and traders can buy crops directly from farmers.
Here is the complete procedure to make online registration for Jaivik Kheti Portal:-
Jaivik Kheti Portal Farmer Registration Form
Jaivik Kheti Portal Trader Registration Form
Organic Farming / Jaivik Kheti excludes use of synthetic products like fertilizers, pesticides, hormones and feed additives in farming. Jaivik Kheti relies mainly on crop rotation, crop residues, animal manures, mineral grade rock additives, mobilization of nutrients and protection of plants.
Farmers must follow the following 10 steps to transform their farming process to organic farming:-
After adopting all the above mentioned steps, farmers will turn into an organic farmer. Green Revolution is essential for sustainability of life and property.
Jaivik Kheti Portal Preview
— For any further query, please see frequently asked questions (FAQ’s) using the link given below:-
FAQ’s
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Public Provident Fund (PPF) is a savings cum tax saving long term investment option introduced in 1968 by Indian Post. Subsequently, the main aim of opening of ppf account is to mobilize small savings through investment with reasonable returns in addition to income tax benefits. Accordingly, ppf calculator can be used to calculate the ppf rate of interest which is currently fixed at 7.6% p.a by central government.
This is a long term debt scheme of Indian govt. on which govt. provides regular interest. Any individual whether belonging to a salaried class or self employed can make investment in PPF scheme and can open his ppf account. PPF rate of interest is higher than that of Bank Savings account and Fixed deposit.
People can open their ppf account in post office or some authorized branches of bank. Bank permits deposits in ppf account online. NRI candidates are not allowed to invest in Pubic Provident Fund Scheme.
Either Father or Mother can open ppf account in the name of a minor. However, both are not allowed to open this account in the name of minor. Even grand parents can not open this type of account for minor but can act as guardian in case both the parents of minor are dead. The important features and ppf account rules are given below:-
People can open PPF account in a Post Office or nationalized banks (PPF SBI, PPF PNB, PPF Central bank of India) and other banks (PPF ICICI, PPF HDFC, PPF Axis Bank etc.). However each individual is permitted only to open one ppf account.
People can calculate their ppf interest earned, ppf closing balance, max loan and ppf withdrawal on an yearly basis on the amount deposited through the link given below:-
PPF Calculator
For the 1st time on opening account, initial ppf account balance amount is Rs. 100 for subscription. For this, person will have to fill Form A along with subscription amount. On Receiving application for, Accounts Officer will open the account and issue a new passbook. This ppf passbook will consists information of all ppf deposits, ppf loans and ppf withdrawal.
As per the Public Provident Fund Act of 1968, minimum ppf account balance to be deposit in the account is Rs. 500 per year. Moreover, the central government has increase the maximum ppf account balance limit from 1 lakh to 1.5 lakh in FY 2014.
In case the PPF account holder does not deposit this minimum ppf account balance amount, then he has to bear a penalty of Rs. 50 along with arrears of Rs. 500 subscription for that year. People can deposit this amount in lump sum or in 12 monthly installments.
Central govt. benchmarks this ppf rate of interest against 10 year government bond yield (around 0.25% higher). Previously, ppf interest rate were revised annually but from FY 2016, govt. revises these rates quarterly.
How to Earn Maximum PPF Interest – PPF Interest Rate is calculated per month on the basis of lowest ppf account balance between closure of 5th day and end of month. So, subscribers must make all their additional deposits before 5th of every month to earn maximum interest on ppf withdrawal. However, the ppf interest is credited at the end of every year.
PPF Rate of interest for the previous quarters
| Period | PPF Interest Rate |
|---|---|
| Jan 2017 to Mar 2017 | 8% |
| April 2017 to June 2017 | 7.9% |
| July 2017 to Dec 2017 | 7.8% |
| Oct 2017 to Dec 2017 | 7.8% |
| Jan 2018 to Mar 2018 | 7.6% |
Related Information – People can also see the Kisan Vikas Patra Scheme
People can make ppf withdrawal on closing their account after 15 years (interlock period). For this, subscribers can fill Form C and must also produce passbook of their account.
PPF Account Extension – All account holders have the facility to apply for extension for further 5 years. While applying for extension, people are liable to make Partial PPF Withdrawal through filling Form H. However in extension case, total amount of withdrawal must not exceed 60% of the available ppf account balance at the time of extension.
Pre Mature PPF Withdrawal – All the ppf account holders can make pre mature withdrawal after 5 years. At that time, maximum amount which a person can withdraw is 50% of the amount (whichever is lower from the given 2 two parameters):-
Moreover on pre mature ppf withdrawal, there is a penalty of 1% reduction in rate of interest on the whole deposited amount.
In Public Provident Fund Scheme, there are 2 types of amount – first is the principal amount which a person deposits and second is the interest earned. PPF Account has tax benefits on both these amount which are as follows:-
PPF Tax benefit on Principal Amount – PPF principal amount will get deduction from Gross Total Income under 80C of IT Act. However, this amount is limited to Rs. 1.5 lakh per annum. For rest amount, subscriber will have to pay tax as per their income tax slab.
PPF Tax Benefit on Interest Earned – Interest earned is absolutely tax free and govt. cannot levy any income tax on this amount.
— For more information on Public Provident Fund Scheme, please visit the official website indiapost.gov.in
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Manipur CM has launched 2 new schemes – Startup Manipur and Lairik Tamhanlasi. Subsequently, this startup scheme will provide funds for women startups, student startups, idea based startups and revenue based startups. Accordingly, interested candidates can apply for funds online through the official website standupmanipur.in
The state govt. will provide incentives for ideas, prototype development and promotion & commercialization. Moreover to boost entrepreneurship, govt. will organize other events like Spark Saturday, Uplift and Start-up Manipur. Candidates must check their eligibility before applying.
In addition to this, govt. will also setup Network of Entrepreneurship Development Centers (NEDC), Business Incubators, Product / Prototype development and Market. Interested candidates can apply online before 25 March 2018.
Below is the complete procedure to apply online for Startup Manipur Scheme:-
Startup Manipur Application Form
This scheme will create a Startup ecosystem in the state and will provide right resources and platform.
The candidates must be a resident of Manipur. This Start-up scheme will provide funds on the basis of following categories:-
Govt. will also provide various incentives to the startups whether it is student based, women based, idea based or revenue based. Incentives will be given for Ideation, Product Development, Product promotion and commercialization purposes. This is shown in the figure below:-
Startup Manipur Incentives
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PM Narendra Modi is going to inaugurate Jaivik Kheti Portal for farmers to promote organic farming. Subsequently, central government will launch this portal at the Krishi Unnati Mela (Indian Agricultural Fair) organized from 16 March to 18 March 2018 at IARI Pusa, New Delhi. Accordingly, this portal will facilitate the introduction of digital technology in agriculture, precision farming, organic farming and other agri-business models.
Organic Farming is essential for the health of soil, ecosystems and people. Accordingly, farmers will get live demonstration and tips on integrated farming system, new crop growing technologies and protected cultivation.
Jaivik Kheti favors ecological processes, biodiversity and cycles as per local conditions and eliminates the use of inputs having adverse effects. PM Modi will lauch this Organic Farming Portal on 17 March 2018.
Jaivik Kheti (Organic Farming) focuses on crop and livestock production and prohibits the use of pesticides, fertilizers, genetically modified organisms, antibiotics and growth hormones. Accordingly, this integrated farming scheme will ensure sustainability, increase in soil fertility and biological diversity. Henceforth, organic farming uses the natural substances while prohibiting synthetic substances.
This type of farming (kheti) focuses on use of organic fertilizers such as compost manure, green manure etc. Even, jaivik kheti emphasizes use of ancient techniques like crop rotation and companion planting. In addition to this organic farming also encourages biological methods for pest control, mixed cropping and also foster insect predators. Jaivik kheti is a combination of tradition, innovation and science.
Jaivik Kheti Components
In Krishi Unnati Mela 2018, farmers can get info. on micro-irrigation, water use technology, irrigation system, recycling process for waste water, bio-fertilizers. Moreover, farmers can gather information on equipments to be used, agro-chemicals and also can perform on the spot soil and water testing. For this, farmers will get a chance to interact with field experts and scientists in addition to innovative farmers.
PM Modi will address the farmers on 17 march and will then launch Jaivik Kheti Portal for farmers. PM will also inaugurate 25 Krishi Vigyan Kendras (KVKs) and Biennial National Conference on KVK. In addition, PM will also provide National Level Krishi Karman Awards and Pandit Deen Dayal Upadhyaya Krishi Vigyan Protsahan Awards to progressive farmers and best performing states.
At the inaugural event, there will be around 600 stalls to enable farmers a direct access to latest technologies. Moreover, govt. will also set up seed selling counters to provide high quality seeds to farmers. The primary objective to launch Jaivik Kheti Portal is to double the farmers income by 2022.
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Kisan Vikas Patra KVP is a Post Office Savings Scheme which was first launched in FY 1988 by Indian Post. Subsequently this central government scheme will double the principal amount in 118 months. Accordingly kisan vikas patra interest rate is 7.3% compounded annually. Kisan Vikas Patra Calculator is used to check the principal amount at a particular time. However, people will not get any kisan vikas patra tax benefit through this scheme.
Central govt. has discontinued Kisan Vikas Patra (KVP) Scheme in FY 2011 and reintroduce this in Budget 2014. Moreover, govt. discontinues KVP Post Office Scheme due to the fear of money laundering because it was a bearer instrument. Henceforth, people can invest as well as receive maturity amount in cash.
Discontinuation of KVP hurts savings mobilization of small investors. Subsequently, govt. has reintroduced this scheme with certain modifications. Accordingly, we have specified the kisan vikas patra interest chart and information on KVP Interest Calculator.
Central govt. sells this instrument which anyone can purchase through any branch of post office. Subsequently, Kisan Vikas Patra instrument is fixed by govt. and candidates can purchase it through cash / cheque / pay order / demand draft. Accordingly, the Kisan Vikas Patra Certificate available is of the following types:-
Indian Residents can only invest and purchase KVP certificates and NRI cannot invest in KVP certificate.
Central govt. has proposed the following modifications while re-launching KVP Scheme:-
Any person who wishes to purchase this instrument can submit application form in Form A / A1 in person or through an agent.
Kisan Vikas Patra Form
| Form Type | Specification |
|---|---|
| Form A (No Background Color Form) | This type of form is for direct investment |
| Form A1 (Colored Background Form) | This type of form is for investment made through an agent. |
On cash payment, KVP certificate is issued immediately. However on payment through Cheque / Pay Order/ Demand Draft, this instrument gets issued on the date of clearance of payment. In addition to this, buyer must make a request for identity slip for any future reference.
A frequent question arises that KVP doubles principal amount in how many months. The maturity period of Kisan Vikas Patra Scheme is 9 years and 10 months (118 months). Accordingly on maturity, the principal amount get doubled. As per the kvp interest calculator, the effective kvp interest rate comes out to be 7.3% (from 1st Jan 2018 onward). Beneficiary can also en-cash the invested amount before the maturity in any of the following conditions:-
Henceforth, candidates can calculate their amount after a particular duration through Kisan Vikas Patra Calculator / KVP Interest Rate Calculator.
Central govt. sells this certificate in denominations of Rs. 1000, Rs. 5000, Rs. 10000 and Rs. 50000. Moreover, there is no maximum limit on the principal amount. Investor can invest any amount and purchase it in multiple denominations.
Kisan Vikas Patra KVP – Amount Redemption
Kisan Vikas Patra holders can redeem this amount through any post office across the country. However if beneficiary wants to redeem this amount from any other post office from which KVP certificate has been purchased, then he / she has to show their identity slip (issued at time of purchase). Moreover if candidates does not possess the identity slip, then he can only redeem it through the same post office.
Interest paid after Maturity Period
Kisan Vikas Patra Maturity period is 9 years and 2 months. If candidates does not receive the amount on maturity then he will be liable to get an interest (equals to the savings account interest) on the due amount.
Beneficiaries are not entitled to any tax benefits under Kisan Vikas Patra KVP which makes it less attractive for investment.
People who have purchased these Kisan Vikas Patra Certificates can avail the benefits of this scheme. Moreover, people can now check Kisan Vikas Patra Calculator to check the KVP Interest Rate through the link given below:-
Kisan Vikas Patra Calculator
| KVP Interest Rate | KVP Minimum & Maximum Amount |
|---|---|
| 7.3% compounded p.a & maturity period is 9 years 8 months | Minimum limit is Rs. 1000 and no Maximum Limit |
| Features of KVP | |
| Any adult can purchase KVP certificate for himself or on behalf of minor by 2 adults. | |
| Buyers can en-cash their principal amount after 2 and half years. | |
| Nomination facility is available. | |
| KVP certificate can even be transferred from 1 person to other. | |
| It can be purchased through any departmental post office. | |
There are other Fixed Income earning instruments which provide more benefits to customers through post offices. Most popular of such schemes are PPF Account and National Savings Certificate.
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Maharashtra govt. has released the RTE Admission List Maharashtra for which the state govt. has earlier invited RTE Maharashtra Admission 2018-19 Online application forms. Subsequently, candidates can check their name in district wise RTE Maharashtra Admission 2018-19 Selection List at official website rte25admission.maharashtra.gov.in or student.maharashtra.gov.in.
In 2018, Maharashtra govt. has regulated RTE Admission 2018-19 process. RTE Maharashtra 2018-19 Admission (1st Round) Application Process is over (as rte admission last date is finished) and the results of Lottery are out. All those parents who have filled the RTE Maharashtra Admission 2018-19 application form can check their name in the rte admission list maharashtra.
Right to education (RTE) facilitates the parents to get 25% reservation quota in all top govt. / govt. aided / private schools. List of Selected students for rte admission in maharashtra is available at the official website.
The state govt. has managed the entire process of rte school admission 2018-19 under Maharshtra Primary Education Act. Candidates can check their name in the district wise rte admission list maharashtra and go to schools to confirm their admissions. Here is the complete procedure to check name in the RTE Admission 2018-19 Maharashtra List.
RTE Maharashtra Admission 2018-19 List (District Wise)
RTE Maharashtra Admission 2018-19 Online List Students
All those aspirants who have their names in the RTE Maharashtra Admission 2018-19 Selection List District Wise will get admission under 25% quota. This will enable the children from weaker section to get admission in good schools and complete their education.
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Karnataka govt. is going to launch Rajiv Gandhi Entrepreneurship Encouragement Scheme (RGEES) to boost Information Technology (IT) sector. Subsequently, this new scheme will offer a better chance for new innovators and entrepreneurs to enhance their future skills. Under RGEES scheme, govt. will provide fellowship amount of Rs. 30,000 to graduate students and professionals (having experience) to pursue entrepreneurship for 12 months.
The primary focus of RG Entrepreneurship Encouragement Scheme is to build an innovation driven entrepreneurial eco-system. Moreover, creation of jobs and wealth are the most important aspects for socio-economic development for which govt. will encourage young entrepreneurs. The main motto is “Driving Innovation Through Disruption”.
RGEES will provide this initial fellowship for risk mitigation for a new business idea. Furthermore, this scheme also aims to make entrepreneurship a more attractive and lucrative career opportunity to bring positive momentum in science and technology. In the first phase, around 1000 young entrepreneurs will get selected.
Minister of IT of state, Priyank Kharge has launched this scheme for entrepreneurs at the startup level on 12 March 2018. The important features and highlights of RGEES are as follows:-
Rajiv Gandhi Entrepreneurship Encouragement Scheme Karnataka
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Bhamashah Swasthaya Bima Yojana – http://ift.tt/2Fx6NyL, Bhamashah Swasthaya Bima Yojana, Bhamashah Health Insurance Scheme, राजस्थान भामाशाह स्वास्थय बीमा योजना, Benefits of the Scheme, Eligibility Criteria, How to Apply, Complete Details
राज्य के लोगों को बीमा कवरेज प्रदान करने के लिए राजस्थान सरकार ने 13 दिसंबर, 2015 को भामाशाह स्वास्थ्य बीमा योजना शुरू की थी। इस स्वास्थ्य बीमा योजना के तहत, राज्य सरकार बीमाधारक लोगों को नकद रहित स्वास्थ्य सेवाएं प्रदान करती है ये सरकारी सेवाएं निजी अस्पतालों के साथ ही निजी अस्पतालों में भी उपलब्ध कराई जा रही हैं। इस योजना का उद्देश्य राज्य के लोगों के स्वास्थ्य पर खर्च को कम करना है।
भामाशाह स्वास्थ्य बीमा योजना के तहत, हर योग्य परिवार को हर साल सामान्य बीमारियों के लिए 30,000 रुपये और गंभीर बीमारियों के लिए 3 लाख रूपये प्रदान किये जा रहे हैं। अस्पताल में भर्ती के दौरान किए गए खर्चों के अतिरिक्त भर्ती होने के बाद 15 दिनों खर्च और 7 दिन पहले का खर्च शामिल है।
इस योजना के तहत 1715 रोग शामिल किए गए हैं। इसके अलावा, नेफ़्रोलॉजी, ग्रेस्रोलॉजी, न्यूरोलॉजी और मनश्चिकित्सा सहित 300 से अधिक विशेष उपचारों के नए पैकेज भी जोड़े जाएंगे।
इससे पहले, चल रही योजनाओं में केवल दवाएं और स्वास्थ्य जाँच नकद में उपलब्ध थे, लेकिन अब भामाशाह स्वास्थ्य बीमा योजना में सभी स्वास्थ्य जाँच, उपचार, डॉक्टर की फीस,देख-रेख आदि शामिल किए गए हैं। इसके अलावा, ओ.पी.डी. कैशलेस दवाओं का वितरण पहले से कहीं ज्यादा बड़े स्तर पर किया जा रहा है।
राजस्थान में यह स्वास्थ्य बीमा योजना देश के अन्य राज्यों की ऐसी अन्य योजनाओं की तुलना में कहीं ज्यादा बेहतर है। इसमें राज्यों और निश्चित राशि से भी कई बीमारियां और जांचें शामिल हैं। आज यह योजना पूरे राज्य के लाखों परिवारों के लिए जीवन-बचत के रूप में साबित हो रही है।
अस्पताल में भर्ती के समय, ‘स्वास्थ्य मार्गदर्शिकाएँ’ रोगियों और परिवारों की सहायता करती हैं। इस योजना का लाभ उठाने के लिए, लाभार्थी को अपने भामाशाह कार्ड को अस्पताल प्रशासन को देना होगा। अस्पताल प्रशासन पूरी प्रक्रिया के लिए जिम्मेदार है।
महत्वपूर्ण लिंक
योजना के बारे में अधिक जानकारी के लिए यहां पर क्लिक करें
संपर्क विवरण
नोडल अधिकारी: श्री एम.पी. जैन
ईमेल: bsbyraj1@gmail.com
फोन नंबर: 0141-2221590
टोल फ्री नंबर – 1800 180 6127
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